Business Loan Advisor

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Would you like some personalized help?

How much money are you looking for?  The number of lenders willing to extend business credit for less than $500,000 keeps shrinking.  Fortunately, most of the sources for smaller loans have specialized Internet operations, and you can connect with them here.

Please start your search by selecting 1 of the 3 choices below -


$100,000 or less - if you are looking for a smaller loan, try these 5 options first.  They can save you a lot of time!

More than $100,000 - If you are looking for more than $100,000, you might want to explore one of the smaller options first.

I've been turned down for business credit
and I would like some advice

I want to buy (or refinance) COMMERCIAL REAL ESTATE and I want to apply right now
I want to apply for an SBA Loan right now!

 

We can help you find the right business loan. 
Just answer the short list of simple questions below.  We'll sort through the various lenders' offerings in your area, and give you some good options by e-mail. 

Amount of Loan: How much would you like to borrow?

Use of Funds: What do you plan to do with the money?

Business Type:  What kind of business are you in?

Business Age:  How long has this business been in operation?

Location:  Where is the business headquartered?

Special Information: There are some Government-related programs that may help you get credit at lower cost.  Please check as many of the boxes as apply to your business:

     My business is . . .
Located in a low or moderate income area
Located in a labor surplus area or an enterprise zone
A non-agricultural business in an agricultural area
Minority-owned
Woman-owned
Located in an area that is impacted by a military base closing
Growing  Mature  Under stress
Profitable  Breaking Even  Struggling or losing money

Contact:  How do we contact you to give you your answers?

Important!  Please be sure to give your correct e-mail address for the quickest answer . . .

E-Mail (required)

Privacy Considerations: Please choose 1 from this list:

Do you have a question or comment to add?

                      

Thanks! 

We'll send you information on different loan programs by E-Mail.  This may take a day or so. 

In the meantime, we invite you to look at some on-line programs - just click here to go back to the Business Loan section.  Are you looking to buy or refinance commercial real estate?  Click here to apply - even if you've been turned down by other lenders!

  Instant Business Credit Reports - click here

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Looking for $1,000 to $100,000?  Here are 5 options . . .

The Internet is rapidly becoming the only practical place to look for this size of loan, because applying on line is efficient for the lenders, and convenient for you.  Your on-line application will put you into a specialized department which is set up to take care of your special requirements.

You can get an answer right now while you're on line.  Not every company gets approved this way, of course ... if you "fall through the cracks" just come back to BetterLending and we'll help you look at what other lenders can offer you

Are you looking for $1,000 to $100,000?
Get your answer RIGHT NOW!

Other Alternatives for Loans up to $100,000

Get a Credit Card for business expenses ... getting a separate credit card for business expenses is a good idea no matter what else you do.  Try the First Card VISA, which will give you an instant decision, or use the Credit Card Finder to shop hundreds of cards on one simple application.

Consider a Home Equity Loan ... this is often the lowest cost long term money you can get.  The Lending Tree Loans Online service will let you compare cash-out home loans and credit card offerings all on one application.

Consider a Consumer Loan ... business loans of under $100,000 are rapidly becoming "commodity" type loans that are made in a very similar way to personal loans, using credit scoring and relying on your own personal credit history.  However, often a straight-up personal loan can get a lower interest rate than a business loan.  You'll never know which is best until you look at all of the options, and you can do that very quickly.

Try one of the mass-market banks such as Bank of America or Wells Fargo.  Be sure to check these on line - many people have told us that their local branch could not help them with smaller business loans, but that they got excellent results by applying on line.

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