Flexible Business Financing

How this works:  When you fill in this form and hit the "Send" button, the BetterLending staff will, depending on your instructions, either forward it directly to an accredited SBA lender, or evaluate the information and send you an e-mail summary of recommendations on how to get the loan.

To make the form easy, most of the selections have drop-down boxes - just click on the arrow at the end of the box and then click on the choice that comes closest to your situation.  If you like, you can hit the TAB key on your keyboard to go from question to question.

Program Options: Would you like to limit your search to SBA loans, or would you prefer to explore all options?

SBA 7(a) Program Only Any SBA program that fits my needs Any program that fits my needs

Amount of Loan: How much would you like to borrow?

$50,000 or less Between $50,000 and $100,000 Between$100,000 and $250,000 Between $250,000 and $500,000 Between $500,000 and $1 million Between $1 million and $1.5 million Between $1.5 million and $5 million $5 million or more

If you are want a loan of up to $50,000 and you would prefer to apply for an instant on-line decision, click here

Use of Funds: What do you plan to do with the majority of the loan money?

Buy Equipment Buy an Existing Business from others Buy or Refinance an Apartment House Buy or Refinance Retail Property Buy or Refinance Commercial-Industrial Property Working Capital Construct a Building for my business Construct a building to rent out Start a new business

Business Type:  What kind of business are you in?

Retail Medical - Dental - Health Services Legal Services Accounting Services Lending and Investment Restaurant Insurance Real Estate Sales or Management Gas Station Manufacturing Wholesale Distribution Other

Business Age:  How long has this business been in operation?

More than 5 years Between 3 and 5 years Between 1 and 3 years Less than one year Startup

Franchise:  Is your business operated under a franchise agreement?  If your answer is Yes, please fill in the name of the franchise company.  If your business is NOT a franchise, just leave the box blank.

Franchise/Concept Name (only if applicable)

Annual Revenue: What are your average annual sales?  If your business is too young to have filed a Federal income tax return for a full year, please select "Startup."

Startup Less than $100,000 Between $100,000 and $250,000 Between $250,000 and $500,000 Between $500,000 and $1 million Between $1 million and $5 million Over $5 million

Number of Employees:  How many full and part-time employees work for the business?  If you are planning a startup or a major expansion, how many people do you expect to employ?

Location:  Where is the business headquartered?

City - State -

Special Information: Please check as many of the boxes as apply to your business:

     My business is . . .
Located in a low or moderate income area
Located in a labor surplus area or an enterprise zone
A non-agricultural business in an agricultural area
Minority-owned
Woman-owned
Located in an area that is impacted by a military base closing
Growing  Mature  Under stress
Profitable  Breaking Even  Struggling or losing money

Ownership: How many people (or business entities) own 20% or more of the business that wants this loan?

1 2 3 4 5

Contact:  How do we contact you to give you your answers?

Name -

Street Address -

City - State - Zip -

Telephone - Fax -

E-Mail -

Do you have a question or comment to add?  Just type it below - the box will grow to fit your comment

What do you want BetterLending to do?  We can send your information directly to an accredited SBA lender in your area (this saves time) or we can look at your information and send you an e-mail message with recommendations.

Forward this directly to a lender Give me an analysis by e-mail

If you choose to have BetterLending forward your information directly to a lender, the lender will want to talk with you by phone.  What is the best time for the lender to call you?  Early morning (before 10:00 am) Mid Day (Between 10:00 a.m. and 3:00 p.m.) After 3:00 p.m.

BetterLending.com is not a lender, broker or consultant.  Our role in your loan application process is to follow your instruction: to either forward your information to an accredited SBA lender or to e-mail you with recommendations about how to proceed.  If you understand and agree to this, hit the "Send" button below - otherwise, hit the "Clear" button and your information will not be sent.