Apply for an FHA Loan

What is an FHA loan?

FHA loans are ideal for many home purchasers, as they are guaranteed by the government under the Federal Housing Administration. The US Federal Housing Administration protects lenders by providing mortgage insurance, which safeguards them against the possibility of financial loss due to borrowers defaulting on loans.

How do you qualify for an FHA loan

  • FHA loans require a minimum credit score of 620.
  • Two years of verifiable employment history.
  • Verification of income.
  • Looking to purchase a primary residence.
  • No bankruptcies in the last 24 months.

The Advantages Of FHA Loans

There are many benefits for homebuyers who want to utilize an FHA loan.

  • Competitive closing costs
  • 3.5% down for credit scores of 620 or higher.
  • Flexible loan terms of 15, 20, or 30 years.
  • Interest rates are fixed in most cases vs. some conventional loans

Is An FHA Loan Right For Me?

With lower credit score requirements and other attractive features, these loans have been the perfect solution for those looking to buy a home. Since every person looking to purchase a home has unique financial circumstances, it is best to work with a knowledgeable lender who can help you decide if this loan is the best option for you. Contact us today to see if you qualify.

How to apply for an FHA Home Loan

FHA loans have given millions of people the chance to experience the pride of homeownership. Our team of mortgage experts at Better Lending has guided many homebuyers through the mortgage process. Contact our FHA approved lender team today to learn more about why so many people in our community have trusted us to be their mortgage lender.

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Loan Program
Conventional rates as low as 2.25% rates as low as 2.488%
FHA rates as low as 2.25% rates as low as 2.780%
VA rates as low as 2.25% rates as low as 2.410%

Contact Us Today

Contact us today to learn more about why so many homeowners have trusted us to be their lender of choice for Conventional loans.

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VA Loan Eligibility

For over 75 years, the U.S. Veterans Administration has helped pave the way for many active and former military personnel to achieve the goal of purchasing a home.