First Time Home Buyer Checklist

Are you ready to settle down and take the leap to become a first-time homebuyer? Well, here are a couple of tricks and tips to make the purchasing process a little easier. First things first make sure you are financially prepaid to take on the commitment of buying a home. It is recommended and helpful to have a stable job or steady stream of income so that you can prove you will be able to keep up with the monthly payments each month. This leads us into assembling all the necessary documents that will be needed for the mortgage lender of your choice (we recommend Better Lending).

Some documents that are required for this process would be proof of employment, pay stubs, tax returns, and even investment account statements, this will help you get the best rate possible! Once these documents are gathered the mortgage company will approve you for a loan type and amount customized just for you. At last, the fun part begins! Figure out what you are looking for as far as the specs of the house. Be sure to create your own checklist for the home you are looking for that includes how many bedrooms, bathrooms, and most important the location! Once you find the home that fits you best you can submit your offer and start your next chapter in your life in your new home!