Conforming and Nonconforming Loans

What Is the Difference Between Conforming and Nonconforming Loans?

Conventional loans can be categorized in two ways: Conforming and Nonconforming Loans. There is a rather simple distinction between the two.
How Conventional Mortgages Differ From Others

How Conventional Mortgages Differ From Others

Conventional mortgages often meet down payment and income requirements set by Fannie Mae and Freddie Mac with a credit score of at least 620.
How to Keep Your Monthly Payments as Low as Possible

How to Keep Your Monthly Payments as Low as Possible

Knowing how to keep your monthly payments as low as possible is important when trying to figure out your perfect monthly budget for housing.
How COVID has Affected FHA Loan Requirements

How COVID Has Affected FHA Loan Requirements

The COVID-19 pandemic has made some lenders make their requirements more stringent. See why...
FHA Loan Federal Housing Administration

What is the FHA Streamline Refinance Program?

FHA backed loans provide homebuyers with the unique opportunity to purchase a house with flexible terms, a lower interest rate, and...
House room background image

Are FHA Loans Good For First Time Homebuyers?

Since 1934, The Federal Housing Administration has opened the door for millions of Americans to gain homeownership.
USA flag outside house

VA Loan Eligibility

For over 75 years, the U.S. Veterans Administration has helped pave the way for many active and former military personnel to achieve the goal of purchasing a home.
American Flag sitting outside a door to a wood house

Common VA Home Loan Myths

Since the days of the Second World War, the Veterans Administration has given millions of military members the chance to realize the American dream of homeownership.
How to Get Pre-Approved for a Mortgage?

How to Get Pre-Approved for a Mortgage?

Whether you are a first-time house buyer, or looking to purchase your next home, getting pre-approved for a mortgage can be extremely helpful during the house-hunting process.
How Much House can I Afford

How Much House Can I Afford?

Conventional loans and USDA loans are two mortgage options available to you as a prospective home buyer. We’ll compare both so you can figure out which one is right for you.
What Credit Score is Needed to Buy a House

What Credit Score Is Needed To Buy A House?

Deciding how much house you can afford is a complex matter. Check out our comprehensive guide to home affordability—and how much money you should spend on a home.