VA Loans

Since 1944, Veterans Administration (VA) loans have given millions of men and women who have served our country in the Armed Forces an opportunity to purchase a home. Better Lending is proud to offer VA loans to qualified veterans.

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What Is A VA Loan?

VA loans are guaranteed and insured by the federal government through the Department of Veterans Affairs. VA mortgages typically offer more flexibility than other mortgage types, which makes them extremely attractive to both active-duty members of the military and those who served in the past.

Who qualifies for a VA Loan?

In order to qualify for a VA loan, you must be an active duty military or a veteran (including Reserves and National Guard).

Other income and credit qualifications apply.

The Benefits Of The VA Home Loan Program

There are many benefits of purchasing a home with a VA loan.

Up to 100% financing is available.
No mortgage insurance is required.

Under certain conditions, surviving spouses of active-duty members or veterans are eligible for Veterans Administration loans.

Monthly payment loan amounts are competitive vs. conventional loans
Interest rates are incredibly competitive.
Credit score qualifications and debt to income ratio are not as stringent.
With VA loans, sellers can contribute as much as 4% of closing costs.
Refinancing & cash-out loans are available.

VA rate reduction programs are available, with no appraisal and no income options. Call us for details.

Apply For A Veterans Administration Loan Today

At Better Lending, we are a VA approved lender and we are committed to helping the current and former members of our Armed Forces realize the American dream of buying a home. Contact us today to see if you are eligible for a VA loan and learn more about why so many past and present military personnel have chosen us to be their trusted Veterans Administration home loan lender.

American Flag sitting outside a door to a wood house

Mortgage Disclosures

This offer is made by Better Lending who is not an agency of the federal government, nor affiliated with your current lender. The loan information used in connection with this offer was derived from the credit bureaus (Experian, Trans Union and Equifax). This is not a commitment to make a loan.

*This is not a guaranteed offer, but an advertisement to lend. To qualify you will need to provide criteria including an acceptable property appraisal, and sufficient property collateral, as well as verification of personal income, sufficient credit history and clean property title. Not all programs are applicable to all borrowers and rates are subject to change at any time based on market conditions and borrower eligibility. This is not a commitment to lend. Nothing herein shall be construed as an offer to lend nor a commitment to lend, the above statements are examples of possible scenarios.

** Better Lending is not a government agency or affiliated with a government agency.

***All above interest rate scenarios assume a rate and term of refinance single family detached, owner-occupied residence with, credit score above 740, $300,000 loan amount, Loan-to-value ratio of 75 percent or less. $1495.00 for processing and underwriting fees, two discount points as of notice date, and the establishment of an escrow account. All the above rates and savings estimated are examples consistent with the prior description.

ⁱ Interest rate and payment scenario listed contains closing costs

⁺ Up to $500 credit applied as a lender credit towards appraisal at time of closing

V2019-11-26

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This guide is meant to give you the right amount of foundation information so you can ask your loan advisor the questions you may have that pertinent to your unique situation.

Much like FHA loans, VA loans are insured by the government. However, they are only available to current members of the Armed Forces or veterans of the Armed Forces (which includes the Reserves and National Guard).