Apply for a VA Loan Mortgage | Better Lending

Apply for a VA Loan

VA Loans

Since 1944, Veterans Administration (VA) loans have given millions of men and women who have served our country in the Armed Forces an opportunity to purchase a home. Better Lending is proud to offer VA loans to qualified veterans.

What Is A VA Loan?

VA loans are guaranteed and insured by the federal government through the Department of Veterans Affairs. VA mortgages typically offer more flexibility than other mortgage types, which makes them extremely attractive to both active-duty members of the military and those who served in the past.

Who qualifies for a VA Loan?

In order to qualify for a VA loan, you must be an active duty military or a veteran (including Reserves and National Guard).

  • Other income and credit qualifications apply.

The Benefits Of The VA Home Loan Program

There are many benefits of purchasing a home with a VA loan.

  • Up to 100% financing is available.
  • No mortgage insurance is required.

Under certain conditions, surviving spouses of active-duty members or veterans are eligible for Veterans Administration loans.

  • Monthly payment loan amounts are competitive vs. conventional loans
  • Interest rates are incredibly competitive.
  • Credit score qualifications and debt to income ratio are not as stringent.
  • With VA loans, sellers can contribute as much as 4% of closing costs.
  • Refinancing & cash-out loans are available.

VA rate reduction programs are available, with no appraisal and no income options. Call us for details.

Apply For A Veterans Administration Loan Today

At Better Lending, we are a VA approved lender and we are committed to helping the current and former members of our Armed Forces realize the American dream of buying a home. Contact us today to see if you are eligible for a VA loan and learn more about why so many past and present military personnel have chosen us to be their trusted Veterans Administration home loan lender.

American Flag sitting outside a door to a wood house
Loan Program
Conventional rates as low as 2.25% rates as low as 2.522%
FHA rates as low as 1.75% rates as low as 2.224%
VA rates as low as 2.25% rates as low as 2.410%
USDA rates as low as 1.75% rates as low as 2.524%

Get Our Guide to Mortgages Today. It's Free!

This guide is meant to give you the right amount of foundation information so you can ask your loan advisor the questions you may have that pertinent to your unique situation.

Much like FHA loans, VA loans are insured by the government. However, they are only available to current members of the Armed Forces or veterans of the Armed Forces (which includes the Reserves and National Guard).

Contact Us Today

Contact us today to learn more about why so many homeowners have trusted us to be their lender of choice for Conventional loans.

Ready to Apply?

Checkmark Online Computer

Apply Now Apply Now

Chat Bubble

Chat Now Chat Now

Phone Call

Call Us Call Us

Get a Call

Get a Call Get a Call

Related Resources